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Smart Grocery Savings App 2025: Cut Grocery Bills on BigBasket, Zepto and Blinkit
Grocery shopping is an unavoidable part of life. Be it a college student, office-goer, or homemaker, groceries easily take up 70–80% of monthly expenses. Grocery apps like Zepto, BigBasket, and Blinkit have simplified shopping, but costs can pile up fast.
Think about it — your grocery total keeps increasing with impulse buys and app suggestions. That’s where smart shopping comes in.
MyRupaya’s Grocery Discount Finder lets you save on every grocery order. Over a year, that’s thousands saved effortlessly.
In this guide, you’ll learn:
• How MyRupaya’s Grocery Discount Finder works
• MyRupaya’s other features beyond groceries
• Top grocery credit cards for 2025
• How to get discounts on Zepto, BigBasket, Blinkit, and Amazon Fresh
• Answers to grocery savings questions
How MyRupaya’s Grocery Tool Helps You Save
The concept is simple but powerful. Instead of searching random coupon blogs or fake codes, MyRupaya automatically maps discounts and card offers.
1. Find Active Grocery App Deals – Access verified offers for Zepto, BigBasket, Blinkit, Flipkart Grocery, and Amazon Fresh.
2. Match Offers with Cards – Different cards give varied cashback. For instance, HDFC Tata Neu Infinity gives 10% NeuCoins on BigBasket, while Amazon Pay ICICI offers 5% cashback on Amazon Fresh.
3. Double Your Savings – Apply both Zepto promo and credit card rewards in one order. Example: Mix Zepto discount codes with HDFC cashback for dual savings.
4. Live Deal Notifications – Coupons go inactive daily. MyRupaya ensures you see only valid, updated offers.
No matter the grocery app you use, MyRupaya always finds you the best way to pay.
Beyond Groceries – MyRupaya’s Broader Purpose
MyRupaya goes beyond groceries—it’s an all-in-one deal platform. It analyzes your spending behavior and recommends savings.
It covers:
• Movie ticket savings on BookMyShow, PVR, and Paytm.
• Travel – flight & hotel booking cashback.
• Instant food delivery offers on Zepto and Swiggy.
• Shopping – Amazon, Flipkart, and Myntra online deals.
For groceries, it specializes in:
• Zepto grocery savings – Find live Zepto codes and cashback matches.
• BigBasket online shopping – Maximize NeuCoin and cashback returns.
• Blinkit app offers – Identify Blinkit + card combo deals.
• Amazon Fresh & Flipkart Grocery – Find today’s best grocery offers.
To sum up, MyRupaya’s goal is to make sure you never pay full price.
Top Credit Cards for Grocery Shopping in 2025
The right card can transform your monthly grocery budget. Here are the top-performing cards for grocery buyers in 2025:
1. HDFC Swiggy Credit Card – Best for Instamart & Zepto
• Cashback: 10% grocery cashback on Swiggy and partner apps
• Other Benefits: Extra rewards on popular e-commerce sites
• Annual Fee: ?500 (waived on ?2 lakh spend)
Why it’s great: Works for Zepto grocery too, as MyRupaya identifies it under “food delivery”. Use alongside Zepto promos for maximum benefit.
2. HDFC Tata Neu Infinity Credit Card – Best for BigBasket & Blinkit
• Cashback: 10% NeuCoins via Tata Neu app on BigBasket & Blinkit
• Other Benefits: Extra perks across Tata brands and travel
• Annual Fee: ?1,499
Why it’s great: Perfect for heavy BigBasket shoppers.
3. HSBC Live+ Credit Card – Best for Online & Offline Groceries
• Cashback: 10% on both online & offline groceries
• Other Benefits: Multicategory savings beyond groceries
• Annual Fee: ?999
Why it’s great: Ideal if you mix online orders with supermarket visits.
4. SBI Tata Neu Infinity Credit Card – Tata Neu Partner Card
• Cashback: NeuCoin rewards on BigBasket & Tata Neu apps
• Other Benefits: Savings on hotels, travel, and electronics
• Annual Fee: ?1,499
Why it’s great: Strong value for families using BigBasket monthly.
5. Amazon Pay ICICI Credit Card – Best Free Grocery Card
• Cashback: 5% on Amazon Fresh (Prime), 3% non-Prime
• Other Benefits: Extra cashback on Flipkart Grocery through Amazon Pay
• Annual Fee: Absolutely free card forever
Why it’s great: Ideal for Amazon Fresh and Flipkart Grocery buyers.
Grocery Credit Card Comparison
Instead of tables, here’s the breakdown in paragraph format for SEO tools:
The HDFC Swiggy Credit Card gives 10% cashback on Instamart and Zepto grocery purchases with an annual fee of ?500 (waived on ?2L spend).
The HDFC Tata Neu Infinity Credit Card provides 10% NeuCoins on BigBasket and Blinkit via Tata Neu app at ?1,499 per year.
The HSBC Live+ Credit Card offers 10% cashback on Zepto, BigBasket, and even offline supermarkets for ?999 annually.
The SBI Tata Neu Infinity Credit Card includes NeuCoin rewards for grocery purchases through Tata Neu and BigBasket for ?1,499 annually.
The Amazon Pay ICICI Credit Card gives 5% cashback on Amazon Fresh and Flipkart Grocery — and it’s free for life.
FAQs
Q1: How can I get discounts on grocery apps like Zepto?
? Use MyRupaya’s Grocery Discount Finder to zepto+ locate valid Zepto coupons and pair them with cashback cards like HSBC Live+ or HDFC Swiggy.
Q2: Can I pay with a credit card on Blinkit?
? Yes, Blinkit supports card payments, and using the HDFC Tata Neu Infinity card gives 10% NeuCoins.
Q3: What’s the best card for BigBasket online shopping?
? Both HDFC Tata Neu Infinity and SBI Tata Neu Infinity work best for BigBasket with double NeuCoin rewards.
Q4: Which is the best free grocery card?
? The Amazon Pay ICICI Credit Card is lifetime free and offers 5% cashback on Amazon Fresh groceries.
Q5: Can I combine coupons and card offers?
? Absolutely. That’s what MyRupaya’s Grocery Discount Finder is built for — stacking promo codes with cashback benefits.
Conclusion
Groceries are unavoidable, but overspending isn’t, and MyRupaya’s Grocery Discount Finder makes it smarter. Whether it’s Zepto grocery for instant delivery, BigBasket online shopping for bulk orders, or Blinkit app for quick essentials, you can easily save 5–10% each month.
Popular cards such as HDFC Neu, HSBC Live+, or Amazon Pay are top choices for grocery savings. Combine them with MyRupaya’s live coupon alerts, and you’ll never pay full price again.
Shopping smart is the new saving strategy — and MyRupaya ensures you always save on essentials.